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PRODID:-//ChamberMaster//Event Calendar 2.0//EN
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CALSCALE:GREGORIAN
BEGIN:VEVENT
DTSTART:20260430T140000Z
DTEND:20260430T150000Z
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:Live Webinar: 2026 Employee Benefits Market Outlook
DESCRIPTION:2026 Employee Benefits Market Outlook\n\n \nWith health plan costs rising and AI accelerating change across HR and benefits\, employers must think differently to protect both budgets and employee well being. Colin Monnier and USI specialists Nichole Sanfilippo\, Cory Panning\, and Andrea Brown will highlight proven strategies to enhance your benefits approach and help you regain control of your programs. In this session\, we will discuss the following topics:\n\n\n	Overview of funding strategies for Employers to Control Costs\n	Pharmacy Trends and what steps Employers can do to address Pharmacy Spend\n	Improving Employee Health and Engagement\n	Regulatory Compliance Updates\n\n\n \n\nSPEAKERS:\n\n\n\n\n\nColin Monnier\n\nPartner\, VP   Employee Benefits\n\nUSI Insurance\n\n\n\n\n\n\n\n\n\n\n\n\n\nNichole Sanfilippo\n\nPharmacy Consultant\n\nUSI Insurance\n\n\n\n\n\n\n\n\n\n\n\n\n\nCory Panning\n\nPopulation Health Management\n\nUSI Insurance\n\n\n\n\n\n\n\n\n\n\n\n\n\nAndrea Brown\n\nERISA Attorney\n\nUSI Insurance\n\n\n\n\n\n\n\n\n\n\n\n\n\n  REGISTER now and join us for this live webinar on 4/30. You'll have the opportunity to submit questions during the session and view a recording post-session.
X-ALT-DESC;FMTTYPE=text/html:<br />\n<span style="font-size:14px\;"><span style="font-family:arial\;"><strong><span style="color: rgb(34\, 34\, 34)\;">2026 Employee Benefits Market Outlook</span></strong></span></span><br />\n&nbsp\;\n<div style="font-size: 14px\;"><span style="font-size:14px\;"><span style="font-family:arial\;">With health plan costs rising and AI accelerating change across HR and benefits\, employers must think differently to protect both budgets and employee well&#8209\;being. Colin Monnier and USI specialists Nichole&nbsp\;Sanfilippo\, Cory Panning\, and Andrea Brown will highlight proven strategies to enhance your benefits approach and help you regain control of your programs.&nbsp\;In this session\, we will discuss the following topics:</span></span>\n\n<ul>\n	<li><span style="font-size:14px\;"><span style="font-family:arial\;">Overview of funding strategies for Employers to Control Costs</span></span></li>\n	<li><span style="font-size:14px\;"><span style="font-family:arial\;">Pharmacy Trends and what steps Employers can do to address Pharmacy Spend</span></span></li>\n	<li><span style="font-size:14px\;"><span style="font-family:arial\;">Improving Employee Health and Engagement</span></span></li>\n	<li><span style="font-size:14px\;"><span style="font-family:arial\;">Regulatory Compliance Updates</span></span></li>\n</ul>\n</div>\n<span style="font-size:14px\;"><span style="font-family:arial\;"> <a href="https://us02web.zoom.us/webinar/register/WN_C7yboaV_TxyfD8xnPFn-Wg"><span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; line-height: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; empty-cells: show\; letter-spacing: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-decoration-line: none\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;"><img alt="Register button" height="84" src="https://chambermaster.blob.core.windows.net/userfiles/UserFiles/chambers/9081/Image/Misc/Misc_Amy_2022/REGISTER.png" style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; height: 84px\; max-width: none\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font: inherit\; letter-spacing: inherit\; margin: 0px\; max-height: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-decoration-line: none\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; width: 150px\; box-shadow: none\;" width="150" /></span></a><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; empty-cells: show\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;"><span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-style: inherit\; font-weight: bolder\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; empty-cells: show\; font-variant: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; letter-spacing: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;">SPEAKERS:</span></span><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<a href="https://www.usi.com/" style="box-sizing: content-box\; border-style: none\; text-decoration-line: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-size: 12px\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; color: rgb(107\, 148\, 65)\; transition: 0.2s linear\; inset: auto\; clear: none\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-family: Helvetica\, Arial\, sans-serif\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: break-word\; z-index: auto\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;" target="_blank"><span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; line-height: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; empty-cells: show\; letter-spacing: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;"><img alt="Colin Monnier" height="156" src="https://chambermaster.blob.core.windows.net/userfiles/UserFiles/chambers/9081/Image/Lorna/Colin.jpg" style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; max-width: none\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: left\; font: inherit\; letter-spacing: inherit\; margin: 0px 6px\; max-height: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; width: 150px\; box-shadow: none\; height: 156px\;" width="150" /></span></a><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; empty-cells: show\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;">Colin Monnier</span><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font: inherit\; letter-spacing: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; vertical-align: baseline\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; empty-cells: show\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;">Partner\, VP &ndash\; Employee Benefits</span><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; letter-spacing: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; vertical-align: baseline\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<a href="https://www.usi.com/">USI Insurance</a><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br />\n<br />\n<br />\n<a href="https://www.usi.com/" style="color: rgb(107\, 148\, 65)\; box-sizing: content-box\; border-style: none\; text-decoration-line: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-size: 12px\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; transition: 0.2s linear\; inset: auto\; clear: none\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-family: Helvetica\, Arial\, sans-serif\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: break-word\; z-index: auto\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;" target="_blank"><img alt="Nichole Sanfilippo" height="156" src="https://chambermaster.blob.core.windows.net/userfiles/UserFiles/chambers/9081/Image/Lorna/Nichole.jpg" style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; max-width: none\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: left\; font: inherit\; letter-spacing: inherit\; margin: 0px 6px\; max-height: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; width: 150px\; box-shadow: none\; height: 156px\;" width="150" /></a><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; empty-cells: show\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;">Nichole Sanfilippo</span><br style="font: inherit\; letter-spacing: inherit\; text-align: inherit\; text-indent: inherit\; text-transform: inherit\; word-spacing: inherit\; white-space: inherit\; box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; empty-cells: show\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;">Pharmacy Consultant</span><br style="font-style: inherit\; font-variant: inherit\; font-weight: inherit\; letter-spacing: inherit\; text-align: inherit\; text-indent: inherit\; text-transform: inherit\; word-spacing: inherit\; white-space: inherit\; box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<a href="https://www.usi.com/">USI Insurance</a><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br />\n<br />\n<br />\n<a href="https://www.usi.com/" style="color: rgb(107\, 148\, 65)\; box-sizing: content-box\; border-style: none\; text-decoration-line: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-size: 12px\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; transition: 0.2s linear\; inset: auto\; clear: none\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-family: Helvetica\, Arial\, sans-serif\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: break-word\; z-index: auto\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;" target="_blank"><img alt="Cory Panning" height="156" src="https://chambermaster.blob.core.windows.net/userfiles/UserFiles/chambers/9081/Image/Lorna/Cory.jpg" style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; max-width: none\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: left\; font: inherit\; letter-spacing: inherit\; margin: 0px 6px\; max-height: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; width: 150px\; box-shadow: none\; height: 156px\;" width="150" /></a><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; empty-cells: show\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;">Cory Panning<br />\nPopulation Health Management</span><br style="font-style: inherit\; font-variant: inherit\; font-weight: inherit\; letter-spacing: inherit\; text-align: inherit\; text-indent: inherit\; text-transform: inherit\; word-spacing: inherit\; white-space: inherit\; box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<a href="https://www.usi.com/">USI Insurance</a><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br />\n<br />\n<br />\n<br />\n<a href="https://www.usi.com/" style="color: rgb(107\, 148\, 65)\; box-sizing: content-box\; border-style: none\; text-decoration-line: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-size: 12px\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; transition: 0.2s linear\; inset: auto\; clear: none\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-family: Helvetica\, Arial\, sans-serif\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: break-word\; z-index: auto\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;" target="_blank"><img alt="Andrea Brown" height="156" src="https://chambermaster.blob.core.windows.net/userfiles/UserFiles/chambers/9081/Image/Lorna/Andrea.jpg" style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; max-width: none\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: left\; font: inherit\; letter-spacing: inherit\; margin: 0px 6px\; max-height: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; width: 150px\; box-shadow: none\; height: 156px\;" width="150" /></a><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; empty-cells: show\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;">Andrea Brown<br />\nERISA Attorney</span><br style="font-style: inherit\; font-variant: inherit\; font-weight: inherit\; letter-spacing: inherit\; text-align: inherit\; text-indent: inherit\; text-transform: inherit\; word-spacing: inherit\; white-space: inherit\; box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<a href="https://www.usi.com/">USI Insurance</a><br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br style="box-sizing: content-box\; border-style: none\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; display: inline\; empty-cells: show\; float: none\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-size: 14px\; font-family: arial\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; margin: 0px\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; padding: 0px\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; vertical-align: baseline\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-width: initial\; border-color: initial\; border-collapse: separate\; border-image: none 100% 1 0 / 1 / 0 stretch\; border-radius: 0px\; height: auto\; width: auto\;" />\n<br />\n<br />\n<br />\n<br />\n<br />\n<span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-style: inherit\; font-weight: bolder\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; empty-cells: show\; font-variant: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; letter-spacing: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;"><span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; line-height: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; empty-cells: show\; letter-spacing: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;"><span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; line-height: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; empty-cells: show\; letter-spacing: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;"><span style="box-sizing: content-box\; border-width: initial\; border-style: none\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; line-height: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(255\, 0\, 0)\; content: normal\; direction: inherit\; empty-cells: show\; letter-spacing: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;"><span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; line-height: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: inherit\; content: normal\; direction: inherit\; empty-cells: show\; letter-spacing: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-align: inherit\; text-indent: inherit\; text-overflow: clip\; text-transform: inherit\; visibility: inherit\; white-space: inherit\; word-break: inherit\; word-spacing: inherit\; overflow-wrap: inherit\; z-index: auto\; background: none\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;">&#9658\;</span></span>&nbsp\;</span></span><a href="https://us02web.zoom.us/webinar/register/WN_C7yboaV_TxyfD8xnPFn-Wg">REGISTER</a>&nbsp\;</span><span style="box-sizing: content-box\; border-style: none\; border-width: initial\; border-color: initial\; border-image: none 100% 1 0 / 1 / 0 stretch\; margin: 0px\; outline: 0px\; padding: 0px\; vertical-align: baseline\; inset: auto\; clear: none\; color: rgb(82\, 82\, 82)\; content: normal\; direction: inherit\; empty-cells: show\; font-variant-numeric: inherit\; font-variant-east-asian: inherit\; font-variant-alternates: inherit\; font-variant-position: inherit\; font-variant-emoji: inherit\; font-stretch: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; line-height: inherit\; max-height: none\; max-width: none\; min-height: initial\; min-width: initial\; opacity: 1\; outline-offset: 0px\; overflow: visible\; position: static\; resize: none\; table-layout: auto\; text-overflow: clip\; visibility: inherit\; word-break: inherit\; overflow-wrap: inherit\; z-index: auto\; background-image: none\; background-position: initial\; background-size: initial\; background-repeat: initial\; background-attachment: initial\; background-origin: initial\; background-clip: initial\; border-collapse: separate\; border-radius: 0px\; height: auto\; width: auto\; box-shadow: none\;">now and join us for this live webinar on 4/30.&nbsp\;You&#39\;ll have the opportunity to submit questions during the session and view a recording post-session.</span></span></span>
LOCATION:We will be using ZOOM. An email will be sent to you with the registration confirmation and log-in information from ZOOM to access the webinar. **This webinar will be listen-only for attendees (you will not be on camera). If you are new to ZOOM\, you can test your device here: https://zoom.us/tes
UID:e.9081.8331
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DTSTAMP:20260503T191333Z
URL:http://conwayfamilybusiness.memberzone.com/events/details/live-webinar-2026-employee-benefits-market-outlook-8331
END:VEVENT

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